In the Press
As a banking law attorney, Mikaël Le Bot is regularly invited to speak in the press.
Banking law is a complex and evolving field that requires legal expertise and in-depth knowledge. Maître Mikaël Le Bot, banking law attorney, has been involved for several years in cases involving credit, identity theft, over-indebtedness, fraud, financial products and guarantees. On this page, you can discover a selection of press articles related to cases he has handled or issues he regularly addresses in his practice.
Le Parisien
There, on the credit agreement, there is also a signature that is not Michaël’s. “Banking institutions nevertheless have a legal obligation of vigilance and must verify identity,” says Me Le Bot, Michaël’s representative. “If banks could cross-check documents between themselves (here, between the credit institution and Michaël’s bank), this would not happen, but it is impossible because of data protection law.
There, despite an obvious forgery, BNP refuses to refund the sums unduly paid by my client.”
Libération
Moreover, Me Mikaël Le Bot, attorney for the civil parties, cites other similar loan offers proposed by competing banks, which very clearly warn borrowers about the risk associated with exchange rates. A wording that has the downside of being less marketable? Outside the hearing, Ludovic Malgrain, the bank’s attorney, considers that the “[BNP PF] offer is more precise because it does not merely mention a risk but explains the mechanisms of the loan.”
Why not then have clearly mentioned the risks in addition to explaining the mechanisms? “That was not the choice that was made,” he replies.