Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

le sms peut il vraiment être un « facteur de possession »

Undetermined Authentication on Apple Pay: Full Reimbursement of the Client – CA Paris, Pôle 5 ch. 6, 11 February 2026, No. 24/12670

In a ruling dated 11 February 2026, the Paris Court of Appeal ordered the Caisse d’Epargne to fully reimburse a client who was the victim ...

assets task 01jwdz38fffwn8vwxbawedgxes 1748520597 img 0

Loan Refusal After Agreement in Principle: Can the Bank Incur Liability? – Cass. com., 10 Jan. 2012, No. 10-26.149; CA Colmar, ch. 1 a, 4 Apr. 2018, No. 16/03480; Cass. com., 8 Nov. 2005, No. 1399 FS-D

When a bank issues an agreement in principle for financing and then ultimately refuses to issue a loan offer, can the rejected borrower obtain compensation? ...

cabinet lebot avocat 8

The Lombard Loan: Complete Guide 2026 — Definition, How It Works, Risks, and Legal Framework

The Lombard loan (crédit lombard) is a financing mechanism little known to the general public, yet massively used by high-net-worth individuals and institutional investors. This ...

arnaque au président le bot avocat

EBICS Protocol and Contractual Scope: Unauthorised International Transfers – CA Paris, Pôle 5 ch. 6, 4 February 2026, No. 23/16958

In a ruling of 4 February 2026, the Court of Appeal of Paris partially reversed a judgment of the Commercial Court of Paris and ordered ...

victime d'un virement frauduleux : comment obtenir un recours efficace auprès de votre banque

Banking Phishing: The Burden of Proving Gross Negligence Lies with the Bank – CA Besançon, 1st Civil and Commercial Chamber, 10 February 2026, No. 24/01852

When faced with a fraudulent transfer on your bank account, can your bank refuse to reimburse you by invoking your “gross negligence”? The Court of ...

task 01k95gdbceef68s4fht327tfpa 1762195399 img 0

Banking Fraud and Phone Number Change: When the Bank Must Reimburse – Court of Appeal of Paris, Pôle 5 Chamber 6, 18 February 2026, No. 24/13029

In a notable ruling of 18 February 2026, the Court of Appeal of Paris reversed a first-instance decision and ordered BNP Paribas to reimburse a ...

assets task 01jxmprh3cfw5bz9bjfbpmt6sn 1749820484 img 1

Disclosure of Security Codes Under Manipulation: Fraud Victims Protected – CA Rouen, Civil and Commercial Chamber, 19 February 2026, No. 25/01563

The Court of Appeal of Rouen has upheld a judgment in favor of a client who fell victim to a sophisticated banking fraud. The ruling ...

assets task 01jwrhjvmce009g4y4jsygshp7 1748875511 img 0

Interim Interest in the APR: The Bank Must Prove Their Indeterminability – Cass. 1st civ., 8 October 2025, No. 23-22.090

In a ruling of 8 October 2025, the Court of Cassation provides a long-awaited clarification on the conditions for including interim interest (intérêts intercalaires) in ...

assets task 01jwrq9pdjfa8sga5c49zttjvv 1748881531 img 1

Blocked Retirement Savings and Guarantee: Assets Count Despite Unavailability – Cass. com., 5 November 2025, No. 24-16.389, Published in the Bulletin

In a ruling of 5 November 2025, the Court of Cassation restricts the protection of guarantors by requiring that funds placed in a retirement savings ...

fraude carte bancaire 2

CJIP Banco Santander: EUR 22.5 Million Fine – Paris Judicial Court, 5 December 2025, Case No. 219-2025

On 5 December 2025, the Paris Judicial Court validated a judicial public interest agreement (CJIP) between the public prosecutor and the Spanish bank Banco Santander. ...

authentification forte

Banking Fraud and Secur’Pass: Strong Authentication Does Not Prove Client Consent – TJ Nice, 4th Civil Chamber, 10 February 2026, No. 24/00689

The judgment rendered by the Judicial Court of Nice on 10 February 2026 provides an interesting illustration of the application of the Monetary and Financial ...

contrat

FIPEN in Consumer Credit: When Signing Other Documents Suffices to Prove Its Delivery – CA Paris, Pôle 4 ch. 9 a, 5 February 2026, No. 25/01580

In banking litigation, proof of delivery of the pre-contractual information sheet (FIPEN) determines the lender’s right to charge contractual interest. The Court of Appeal of ...