Banking Law

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Unfair Acceleration Clause and Judicial Termination – CA Colmar, ch. 3 a, June 16, 2025, No. 24/02617

Consumer credit law is a field where the contractual balance between the professional lender and the consumer borrower is constantly examined by the courts. A ...

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Bank Check Fraud: Complete Guide to Your Rights and Bank Liability

A bank check (cheque de banque) is a payment instrument issued by the bank itself from its own funds, providing its beneficiary with a theoretically ...

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The Banker’s Duty of Vigilance: An Essential Shield Against CEO Fraud, Still Relevant (Cass. com., June 12, 2025, No. 24-10.168 and No. 24-13.697)

Two recent decisions by the French Court of Cassation reaffirm that the duty of vigilance of banks remains fully relevant and recall the interplay between ...

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Inter-Company Loans: Legal Framework and Penalties (Art. L.511-6 CMF)

In the entrepreneurial ecosystem, financial support between companies may appear as a natural step, aimed at facilitating operations or overcoming economic challenges. However, behind this ...

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Phone Theft & Face ID: Banking Fraud, Bank Liability & Reimbursement

As a lawyer dedicated to defending your rights, I note with concern the evolving risks associated with mobile phone theft. It is no longer merely ...

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Liability of Payment Service Providers: Case Law Confirmed by the Commercial Chamber

In two rulings dated January 15, 2025 (Com. Jan. 15, 2025, FS-B, No. 23-13.579; Com. Jan. 15, 2025, FS-B, No. 23-15.437), the Commercial Chamber of ...

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Cryptocurrencies and Influencer Scams: What Does the Law Say?

Cryptocurrencies have become an unavoidable topic in the world of finance and digital technology. They attract investors seeking high returns as well as fraudsters looking ...

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Absence of Strong Customer Authentication: Obligations and Consequences

The rise of digital technology has led to a proliferation of cyber threats and electronic fraud. To address this, organisations, businesses and public authorities must ...

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Termination of Bank Account Agreements and Compliance with Notice Periods: Legal and Practical Analysis

Cass. com., 12 June 2024, No. 22-13226 The termination of a deposit account agreement, often perceived as a unilateral act by the credit institution, is ...

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Acceleration Clauses in Mortgage Loans: How to Prevent Property Seizure? Legal Analysis and Practical Consequences

Cass. 1re civ., 29 May 2024, No. 23-12904 Cass. 1re civ., 4 April 2024, No. 21-12274 Cass. 2e civ., 3 Oct. 2024, F-B, No. 21-25.823 ...

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SIM Swap Fraud: Understanding and Protecting Yourself

SIM swap fraud, also known as SIM card scams, represents a growing threat to personal and financial security.  This sophisticated technique allows cybercriminals to take ...

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Identity Theft: Issues, Preventive Measures and Legal Remedies

Identity theft is an increasingly worrying phenomenon in the digital age. Indeed, easy access to personal data, combined with the evolution of cybercrime techniques, exposes ...