Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

assets task 01jx05vcemetna0vzmvyjsc7ad 1749131663 img 0

Unfair Acceleration Clause: Attachment of Earnings Rejected (CA Aix-en-Provence, 11 June 2026, No. 25/11854)

You are repaying a mortgage, you fall behind on a few instalments, and your bank abruptly declares the whole of the capital immediately due before ...

le sms peut il vraiment être un « facteur de possession »

Fake Bank Adviser Scam: Caisse d’Épargne Ordered to Reimburse €10,002 for Lack of Proof (TJ Nice, 9 June 2026, No. 22/04823)

A text message claiming to alert you to a suspicious transaction, a number to call back “to block it”, a reassuring voice on the phone ...

vol de chèque et fausse signature : comment s'en protéger et quelles sanctions risque le fraudeur ?

Fraudulent Cheque: The Collecting Bank Is Not Liable Without an Apparent Anomaly (Cass. com., 10 June 2026, No. 24-19.348)

An investor who was the victim of a multi-million-euro property investment fraud turns against the bank that cashed his cheques. He accuses it of missing ...

4b4bb9c5 61e2 4353 83a6 91bbf7d290f3

Fake Bank Adviser: BNP Paribas Ordered to Refund €8,722 for Lack of Strong Authentication (Paris Court of Appeal, 11 June 2026, No. 25/09073)

A fake bank adviser calls, alarms the victim by referring to fraudulent transactions, then persuades them to hand their card to a courier “to secure ...

le sms peut il vraiment être un « facteur de possession »

Fraudulent Transfers After Phishing: Bank Held Liable for Lack of Technical Proof (CA Douai, 3rd ch., 11 June 2026, No. 25/02773)

You have fallen victim to phishing: a fake email from your bank, a bogus login page, and a few minutes later two transfers leave your ...

assets task 01jxmprh3cfw5bz9bjfbpmt6sn 1749820484 img 1

Phishing Scam: CIC Bank Ordered to Reimburse €2,900 for Failing to Prove Authentication (TJ Paris, 10 June 2026, No. 26/00547)

Having fallen victim to a phishing scam using a fake “Le Bon Coin” link, a CIC customer saw €2,900 debited from her sustainable development savings ...

résolution et contrat de crédit immobilier

Removal from the List for Failure to Comply: Your Appeal Remains Protected (Cass. 2e civ., 11 June 2026, No. 24-11.444)

You have been ordered to pay a bank, a creditor or a condominium owners’ association (syndicat de copropriété), and you appeal. But since the 2019 ...

apple pay

Ghost Tap: Contactless Payment Fraud, Must the Bank Reimburse?

You find a burst of contactless payments on your statement, made in shops, sometimes at the other end of France or Europe, while your card ...

7176096e dc5c 4227 833a 96c6fea85421

Disproportionate Guarantee: The Bank Loses Its Security (CA Aix-en-Provence, 4 June 2026, No. 21/11794)

The manager of a small company stands surety, one after another, for four loans from the same bank. In 2013, he owns absolutely nothing and ...

assets task 01jxmprh3cfw5bz9bjfbpmt6sn 1749820484 img 1

Fake Bank Adviser: Caisse d’Épargne Ordered to Reimburse €6,000 and Pay for Moral Damage (CA Bordeaux, 9 June 2026, No. 23/05481)

A telephone call from a fake adviser, a password reset under pressure, and €6,000 vanishes: this is the sadly classic scenario decided by the Bordeaux ...

assets task 01jx01kc9je198568y9z2b3rtj 1749127150 img 0

Disproportionate Guarantee: The Guarantor Reduced to Zero, the Bank Dismissed (CA Amiens, 9 June 2026, No. 24/03565)

A company director stands as guarantor (caution) for a €400,000 business loan up to €210,393.60. When the bank sues him for payment, he pleads that ...

arnaque au président le bot avocat

Bank Spoofing: BNP Paribas Ordered to Reimburse Despite Strong Authentication (TJ Paris, 9 June 2026, No. 24/13522)

A customer receives a call that displays the name and number of her bank on her phone screen. On the line, a fake adviser warns ...