Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

Bank Card Payment: The Court of Cassation Clarifies Consent Requirements – Cass. com., 10 December 2025, No. 24-20.778

Sharing bank card details does not automatically constitute a payment order. The Court of Cassation specifies that a payer's consent must be clearly established and ...

Phone Banking Fraud: Can You Obtain Reimbursement from Your Bank? – CA Angers, ch. a com., 27 January 2026, No. 21-02328

The Court of Appeal of Angers overturned a first instance decision and ordered Credit Agricole to reimburse EUR 11,593 to a company victim of an ...

Sumsub Data Breach: When a Cyberattack Exposes the Risks of the KYC Chain

A Security Breach with Potentially Devastating Consequences In early February 2026, Sumsub, one of the world’s leading online identity verification providers, disclosed that it had ...

Consumer Credit: Your Rights and Sanctions for Bank Non-Compliance

When you take out consumer credit, the bank has strict obligations towards you. Non-compliance with these obligations leads to significant sanctions that can considerably reduce ...

Financial Leasing and Small Businesses: How to Have Your Contract Annulled – Cass. crim., 6 January 2026, No. 24-81.212

Thanks to landmark decisions by the Court of Cassation in April 2025 and January 2026, the rights of small professionals have made a great leap ...

Unfair Terms and Set-Off: Why the Bank Can No Longer Invoke Waiver of Limitation – CJEU, 11 December 2025, C-767/24, Kuszycka

The CJEU strengthens consumer protection by neutralising a national procedural formalism deemed incompatible with Directive 93/13/EEC. The Court holds that the principle of effectiveness precludes ...

Undated Cheque: The Requirement of Unequivocal Agreement – Cass. com., 4 February 2026, No. 23-14.413

The Court of Cassation recalls a fundamental rule: if you receive an undated cheque, you cannot fill in the date yourself without the explicit agreement ...

Fake Bank Adviser Fraud: Shared Liability Between the Bank and the Telecom Operator

In a decision rendered on 15 January 2026, the Paris Judicial Tribunal ordered BNP PARIBAS to reimburse a customer who fell victim to “spoofing”, while ...

Banking Fraud: How to Report to Obtain a Refund? Filing a Complaint Is Not Enough – Cass. com., 4 February 2026, No. 22-22.609

Payment services law, governed by the Monetary and Financial Code (CMF), rests on a delicate balance between user protection and the liability of the payment ...

Abusive acceleration clause: foreclosure avoided!

When facing foreclosure proceedings, the feeling of helplessness is often total. This is the challenge our firm took on for Mrs. X, whose primary residence ...