Banking Fraud

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Our expertise As a banking law attorney, Maitre Le Bot acts on behalf of banking fraud victims to obtain the reimbursement of misappropriated funds and defend your interests against financial institutions. Whether it involves bank card fraud, fraudulent wire transfers, unauthorised direct debits or fake bank advisers, we support you at every stage — from … Lire la suite

Deferred Settlement Service (SRD)

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Definition of the SRD The Deferred Settlement Service (SRD) is a mechanism that allows investors to carry out transactions on financial markets without immediately paying the price of the securities bought or sold. It is a leveraged financial product, meaning it allows investors to take larger positions than their available capital by borrowing part of … Lire la suite

Securities Operations (OST)

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Securities operations (OST) are events that affect the characteristics or the number of securities held by investors. These may include, for example, dividends, mergers, demergers, capital increases, etc. These operations have consequences on the value of securities and the risk of loss for holders. For example, a merger operation may lead to an increase in … Lire la suite

Financial Products

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Have you invested in a financial product that caused you loss? You trusted your bank or an adviser to invest your savings. But today, you find: You may be the victim of a breach of the bank’s duty of information and advice. Le Bot Avocat supports you in asserting your rights. Which products are commonly … Lire la suite

Over-Indebtedness

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How can Le Bot Avocat help you? Le Bot Avocat supports you throughout the over-indebtedness proceedings, offering legal advice tailored to your particular situation.  Here is how we can help you: What you need to know What is over-indebtedness? Over-indebtedness is the situation in which you can no longer meet your non-professional debts, that is, … Lire la suite

Group Insurance

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What is group insurance? Group insurance is a contract that provides you with coverage for certain risks related to your life, health, employment, or credit.  This contract is entered into between an insurer and a person representing a group of individuals sharing a common link, for example an employer, a trade union, an association, or … Lire la suite

Mortgage Loans

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Here are the key things to know before taking out a mortgage loan. 1. Which mortgage loans benefit from these protective rules? The protective rules apply to loans used to finance the purchase of a dwelling or mixed-use premises (professional and residential), whether you own it outright or hold shares or stock entitling you to … Lire la suite

Consumer Credit

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Consumer Credit Consumer credit is a loan granted to you by a bank or financial institution to help you purchase something unrelated to your professional activity, such as a computer, a holiday, or a car. You can repay the loan later, either in a lump sum or in instalments, with or without interest or charges. … Lire la suite