Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

Bank Liability and the Recall Procedure: What Compensation for a Fraudulent Transfer? (CA Bordeaux, 1st Civ. Ch., 23 February 2026, No. 23/05381)

A garage buys a second-hand vehicle and makes a transfer of €16,126. A few days later, its bank raises the alarm: the IBAN used does ...

Banking Duty of Advice on Borrower Insurance: The Obligation Continues During the Loan (CA Lyon, 1st Civ. Ch. A, 26 February 2026, No. 23/01059)

A recent judgment of the Lyon Court of Appeal reminds banks of an often overlooked truth: their duty of advice (devoir de conseil) does not ...

Notice of Attachment Served at the Wrong Address: Procedure Lapsed (Marseille Court of First Instance, Enforcement Judge, 18 November 2025, No. 25/04535)

When a debt collection company levies an attachment of debts (saisie-attribution) on your bank accounts several years after obtaining an enforceable title (titre exécutoire), it ...

Non-Professional Status and the Consumer Code: Abandonment of the Direct Connection Criterion (Cass. 1re civ., 21 January 2026, No. 24-11.365)

Can a Catholic school management body (organisme de gestion de l’enseignement catholique, OGEC) benefit from consumer law protection against unfair terms when it enters into ...

Consumer Domiciled in France: Foreign Jurisdiction Clause Set Aside (French Supreme Court, 1st Civil Chamber, 25 March 2026, No. 24-21.422 and No. 24-21.790)

Have you opened a bank account abroad, and does your bank invoke a clause requiring you to bring proceedings before the courts of Beirut, Dubai ...

Fraudulent Transfers: How to Obtain the Beneficiary’s Identity from Your Bank? (TJ Mulhouse, 23 February 2026, No. 24/00323)

You have been the victim of banking fraud and made transfers to a fraudulent account. Can your bank refuse to tell you the identity of ...

Fraudulent Transfer: Bank Liability for Failure to Recall Immediately After Suspected Fraud (CA Bordeaux, 1st Civil Chamber, 23 February 2026, No. 23/05381)

A garage that fell victim to a transfer fraud sued its bank, complaining that the bank only detected the anomaly five days after the payment ...

Limited Banking Liability in the Face of CEO Fraud: Customer’s Negligence Penalised (CA Versailles, Com. Ch. 3-2, 3 February 2026, No. 25/00812)

In February 2022, a French company specialising in the manufacture of machines for butchers and delicatessens lost more than €352,000 to a CEO fraud. Its ...

Bank Liability in Cases of Scams: Criteria for an Apparent Anomaly (Cass. com., 4 February 2026, No. 24-19.196)

Have you been the victim of an investment scam and do you blame your bank for not warning you? The French Supreme Court (Cour de ...

Proof of FICP Consultation: Mandatory Particulars and Forfeiture of the Right to Interest (CA Douai, 8th Ch. Sect. 1, 29 January 2026, No. 23/01282)

Since 2011, every bank granting a loan to an individual must consult the national file of credit repayment incidents (fichier des incidents de remboursement des ...

Bullet Loan and Bank Liability: No Duty to Warn an Experienced Borrower (CA Paris, Pôle 5 ch. 6, 4 February 2026, No. 24/01960)

When a bank grants a bullet loan (prêt in fine) to a property holding company (société civile immobilière, SCI), can it be released from its ...

Real Property Seizure: Only Submissions Filed with the Registry Can Be Used to Apply for an Extension of the Payment Demand (Cass. 2e civ., 5 March 2026, No. 23-16.398)

# How Do You Ask the Court to Extend a Payment Demand Constituting a Seizure of Real Property? The French Supreme Court (Cour de cassation) ...