Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

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Omission of a Security Interest in the Proof of Claims in Overindebtedness Proceedings (Personal Recovery): Legal Analysis and Practical Implications

Personal recovery proceedings within overindebtedness proceedings If you are subject to personal recovery proceedings within overindebtedness proceedings, bear in mind that compliance with the formal ...

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Heat Pumps / Solar Panels: How to Cancel Your Loan?

Cancel your loan: Heat pumps & Solar panels If you have taken out a loan for the installation of a heat pump or solar panels ...

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Current Account Closure in Compulsory Liquidation: Case Law Reversal and Implications for Guarantors

When a company finds itself in a state of cessation of payments, it may be placed in compulsory liquidation, thereby putting an end to its ...

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When the Statute of Limitations Extinguishes a Debt of Several Hundred Thousand Swiss Francs

Can time extinguish a debt of several hundred thousand Swiss francs? In this case, Le Bot Law Firm secured a significant victory before the Tribunal ...

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Nullification of a One-Million-Euro Protective Seizure

In the context of a dispute relating to a loan agreement, Le Bot Avocat represented the interests of a company subject to a protective seizure ...

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GAP and GAPD / The Demand Guarantee: Queen of Guarantees for Business Transfers?

When it comes to the transfer of a business, guaranteeing assets and liabilities is of crucial importance in securing the buyer’s investment. In this context, ...

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Surety: The Consequences of Annulling a Current Account Agreement

Com. 11 Sept. 2024, F-B, No. 23-11.534 In a judgment dated 11 September 2024, the Commercial Chamber of the Cour de cassation recalls several interesting ...

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Vehicle Sale / Forged Bank Cheque: 38,700 Euros in Compensation (96% of Losses)

A look back at an important victory obtained before the Orleans Court of Appeal, in which Maitre Mikael Le Bot defended private individuals who had ...

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Bridging Loan: I Cannot Sell My Property, What Should I Do?

A bridging loan is a financial tool commonly used to facilitate the purchase of a new property before the sale of the previous one. While ...

comment renégocier vos crédits efficacement : guide complet pour alléger vos remboursements mensuels

In Practice: The Examination of Unfair Terms by the Enforcement Judge

In an advisory opinion dated 11 July 2024, the Second Civil Chamber of the Court of Cassation clarified several key points regarding the review of ...

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Scope of the Bank’s Duty to Inform on the Terms of Implementation of a Guarantee

A clause inserted in the loan agreement that is brief and not explicit regarding the terms of implementation of the guarantee is not sufficient. Cass. ...

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Banking Fraud Attorney: Protect Your Rights and Obtain Justice Against Institutions

Banking fraud is a scourge affecting many French citizens every year who seek to protect themselves against these dishonest practices. Faced with this growing threat, ...