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Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

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Life Insurance and In Fine Loans: Interdependence, Withdrawal, Lapse, and Restitution

The combination of a life insurance contract and an in fine loan, often intended to fund the insurance premiums, is a common financial arrangement that, ...

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CJEU Lexitor (13 February 2025): Consumer Credit – The Court Strengthens Transparency and Consumer Rights Against Banks

In the field of banking law and consumer protection, an important decision was handed down by the Court of Justice of the European Union (CJEU) ...

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Consumer Credit: SECCI, Proof of Delivery by the Bank, and Forfeiture of Interest – Your Rights Explained

When you take out a consumer credit agreement, the law (stemming notably from the loi Lagarde) requires lenders to provide you with a Standard European ...

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Suretyship: What Business Leaders Need to Know About Proportionality (Recent French Supreme Court Decisions)

As a business leader, you frequently face the need to secure financing to grow your business. These transactions very often involve guarantees, and the personal ...

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Bank Card Gross Negligence: Use of the PIN Alone Is Not Sufficient – Cass. com., 26 March 2025

Cass. com., 26 March 2025, No. 23-21.299 The Court of Cassation, in a judgment rendered by its Commercial, Financial and Economic Chamber on 26 March ...

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Spoofing Fraud (Fake Bank Advisor): No Gross Negligence by the Client According to the Douai Court of Appeal (6 March 2025)

The so-called “fake bank advisor” fraud, often associated with the technique of “spoofing” (hijacking the bank’s phone number), is a growing phenomenon that has given ...

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Phone Theft & Face ID: Banking Fraud, Bank Liability & Reimbursement

As a lawyer dedicated to defending your rights, I note with concern the evolving risks associated with mobile phone theft. It is no longer merely ...

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Rules Governing Cash Payments in France

While the Minister of Justice, Mr. Gerald Darmanin, suggested before the Senate’s committee of inquiry on financial crime, on Thursday 22 May 2025, that the ...

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Can a Bank Close My Account Without Notice?

It is legitimate to wonder whether a bank has the right to close a bank account and, if so, under what conditions, particularly regarding the ...

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Can You Still Borrow After Having Had Cancer? Existing Mechanisms

The question of borrowing after cancer is a major concern for many people wishing to pursue life projects, such as purchasing property. It is entirely ...

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Losses on Financial Products: 187,500 Euros Compensated (80% of Losses)

In this case, our firm had the honor of defending two investors who had purchased leveraged financial products, “Commerzbank perpetual CAC 40” certificates. The price ...

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Duties and Responsibilities of the Mortgage Broker: Everything You Need to Know

Introduction The mortgage broker, acting as a banking operations and payment services intermediary (COBSP), plays a central role in obtaining financing suited to a property ...