Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

Liability of Payment Service Providers: Case Law Confirmed by the Commercial Chamber

In two rulings dated January 15, 2025 (Com. Jan. 15, 2025, FS-B, No. 23-13.579; Com. Jan. 15, 2025, FS-B, No. 23-15.437), the Commercial Chamber of ...

Cryptocurrencies and Influencer Scams: What Does the Law Say?

Cryptocurrencies have become an unavoidable topic in the world of finance and digital technology. They attract investors seeking high returns as well as fraudsters looking ...

Forged Checks and Fake Checks: Bank Obligations and Liabilities

Check forgery remains a major concern in the French banking sector. Although the use of checks has declined in favor of electronic payment methods, associated ...

White Paper: Essential Guide to Preventing Fraud

Fraud, whether online or offline, represents a growing threat to individuals and businesses. With the rapid evolution of technology and the increase in digital transactions, ...

Absence of Strong Customer Authentication: Obligations and Consequences

The rise of digital technology has led to a proliferation of cyber threats and electronic fraud. To address this, organisations, businesses and public authorities must ...

Termination of Bank Account Agreements and Compliance with Notice Periods: Legal and Practical Analysis

Cass. com., 12 June 2024, No. 22-13226 The termination of a deposit account agreement, often perceived as a unilateral act by the credit institution, is ...

Acceleration Clauses in Mortgage Loans: How to Prevent Property Seizure? Legal Analysis and Practical Consequences

Cass. 1re civ., 29 May 2024, No. 23-12904 Cass. 1re civ., 4 April 2024, No. 21-12274 Cass. 2e civ., 3 Oct. 2024, F-B, No. 21-25.823 ...

Phone Spoofing and Client Liability: Enhanced Protection for Banking Customers

Cass. com., 23 Oct. 2024, no. 23-16.267 Introduction The security of electronic payments is a major concern for both consumers and banks. Phone spoofing, where ...

CEO Fraud and Duty of Vigilance: Understanding the Legal Stakes and Consequences

Cass. com., 2 October 2024, no. 23-13282 In a ruling dated 2 October 2024, the Court of Cassation reiterated the scope of the duty of ...

SIM Swap Fraud: Understanding and Protecting Yourself

SIM swap fraud, also known as SIM card scams, represents a growing threat to personal and financial security. This sophisticated technique allows cybercriminals to take ...

Lending Money Between Individuals: Regulations and Debt Recovery

Lending money between individuals is a common practice that allows people to help each other financially and bypass banking institutions. However, this transaction is not ...

Protective Seizure of Bank Account Claims: Everything You Need to Know

Is your debtor slow to honor their obligations? Have you already tried several approaches without success and are wondering whether there are effective means to ...