Banking Law

Whether it’s a loan, a fraud, or a seizure, banking law often enters our lives without warning. Through this blog, we help you better understand your rights when dealing with financial institutions, with clear, accessible articles grounded in the real disputes faced by individuals and professionals alike.

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Identity Theft: Issues, Preventive Measures and Legal Remedies

Identity theft is an increasingly worrying phenomenon in the digital age. Indeed, easy access to personal data, combined with the evolution of cybercrime techniques, exposes ...

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Unpaid Credit and Old Debts: Can Banks Still Legally Collect?

Financial debts and unpaid loans can become a source of anxiety for borrowers. In France, credit is a widely used tool for purchasing real estate, ...

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What to Do in Case of Bank Card Fraud?

Bank card fraud is a problem affecting an increasing number of people. According to statistics, losses due to this phenomenon in France have risen significantly ...

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Omission of a Security Interest in the Proof of Claims in Overindebtedness Proceedings (Personal Recovery): Legal Analysis and Practical Implications

Personal recovery proceedings within overindebtedness proceedings If you are subject to personal recovery proceedings within overindebtedness proceedings, bear in mind that compliance with the formal ...

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Heat Pumps / Solar Panels: How to Cancel Your Loan?

Cancel your loan: Heat pumps & Solar panels If you have taken out a loan for the installation of a heat pump or solar panels ...

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Current Account Closure in Compulsory Liquidation: Case Law Reversal and Implications for Guarantors

When a company finds itself in a state of cessation of payments, it may be placed in compulsory liquidation, thereby putting an end to its ...

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When the Statute of Limitations Extinguishes a Debt of Several Hundred Thousand Swiss Francs

Can time extinguish a debt of several hundred thousand Swiss francs? In this case, Le Bot Law Firm secured a significant victory before the Tribunal ...

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Nullification of a One-Million-Euro Protective Seizure

In the context of a dispute relating to a loan agreement, Le Bot Avocat represented the interests of a company subject to a protective seizure ...

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GAP and GAPD / The Demand Guarantee: Queen of Guarantees for Business Transfers?

When it comes to the transfer of a business, guaranteeing assets and liabilities is of crucial importance in securing the buyer’s investment. In this context, ...

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Surety: The Consequences of Annulling a Current Account Agreement

Com. 11 Sept. 2024, F-B, No. 23-11.534 In a judgment dated 11 September 2024, the Commercial Chamber of the Cour de cassation recalls several interesting ...

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Vehicle Sale / Forged Bank Cheque: 38,700 Euros in Compensation (96% of Losses)

A look back at an important victory obtained before the Orleans Court of Appeal, in which Maitre Mikael Le Bot defended private individuals who had ...

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Bridging Loan: I Cannot Sell My Property, What Should I Do?

A bridging loan is a financial tool commonly used to facilitate the purchase of a new property before the sale of the previous one. While ...